Compare jobs by the pension you could build from today—not by a hypothetical 30-year career.
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Enter one email address or U.S. phone number to reveal the monthly estimate, retirement-age comparisons, TSP projection, and report tools.
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Enter one email address or U.S. phone number to reveal the retirement gap, pension estimates, eligibility checks, package differences, and matched public jobs.
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The pension lesson stays open. Enter one email address or U.S. phone number to reveal the calculated monthly benefit, contribution, and formula details.
Defined-benefit pension
Salary, covered service, multiplier and retirement rules usually determine a monthly benefit. Plan assets are pooled; your paycheck deduction is not the same thing as a personal account balance.
Defined-contribution account
A 401(k), 403(b), 457(b) or TSP account changes with contributions, gains, losses and fees. Retirement income depends on the account and how it is withdrawn.
PPP asks these before treating any estimate as plan-aware.
State, city, school or federal plan
Contracts and participation can differ
General, teacher, police, fire or another class
Membership date can route the rules
The service threshold is plan-specific
Final-average periods and exclusions vary
Employee and employer funding are separate
Normal, early and class-specific ages matter
Teaching sources reviewed September 2, 2026. Exact governmental-plan rules come from the applicable system and statute.
Optional updates
Choose email or text. Getting or downloading your report never signs you up.
PPP will not attach your age, salary, service, pension estimate, plan choice, job class or TSP details. Public Pension News and coalition participation remain separate.
Find a teacher, public-employee, police or firefighter plan by state, city or familiar name. Official titles appear in parentheses. Use it as a current member, explore a future public-service career, or simply learn.
12
state/local calculation profiles with defined limits
100
official plan entries to explore—not 100 calculators
Our goal is 100 verified calculators. We are not there yet. A directory entry does not verify all its tiers or employee classes. Each available estimate names its exact scope; unsupported cases remain with the official plan. 2 additional calculation references need review, and 2 federal references are separate from the state/local count.
Plan names only—no personal details. Searches stay in this page and are not saved.
Available estimates appear first. Work-category tags describe the system, not blanket calculator coverage.
(California Public Employees’ Retirement System — Public Employees’ Retirement Fund (PERF))
PERF includes state, school and contracting public-agency employers; an employer contract and member classification control the actual benefit formula.
California local employees - with Social Security
Local miscellaneous · PEPRA · Social Security participant
California local employees - without Social Security
Local miscellaneous · PEPRA · no Social Security participation
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Florida Retirement System Pension Plan)
The FRS Pension Plan is the DB option for eligible FRS-covered employees and must be distinguished from the DC Investment Plan and membership classes.
Florida public employees
Regular Class · post-July 2011
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Teachers’ Retirement System of the State of Illinois)
Provides defined-benefit coverage for eligible licensed teachers and administrators in Illinois public-school districts outside Chicago.
Illinois teachers - outside Chicago
Tier II · first membership on/after January 1, 2011 · licensed public-school employment outside Chicago · complete school years only
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Public Employees Retirement Association of Minnesota — General Employees Retirement Plan)
Covers eligible employees of Minnesota local governments and nonteaching school positions through the General Employees plan, including applicable Coordinated or legacy Basic membership.
Minnesota city, county & school-support workers - starting a new job
Prospective only · first Minnesota public employment and first listed-plan membership begin in 2026 · Social Security-covered general employee
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Minnesota State Retirement System — General Employees Retirement Plan)
Serves eligible Minnesota state employees, University of Minnesota civil-service employees and Metropolitan Council employees through the MSRS General Plan.
Minnesota state employees - starting a new job
Prospective only · first Minnesota public-plan membership and first MSRS General covered service begin in 2026 · regular civilian employee
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Local Governmental Employees' Retirement System)
LGERS provides DB coverage at participating North Carolina local governments, with distinct general-employee, police, fire and rescue eligibility provisions.
North Carolina local employees - starting a new job
Prospective only · zero prior service · permanent civilian 12-month local employment · first contributing membership after any waiting period
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Teachers' and State Employees' Retirement System)
TSERS provides DB coverage for eligible North Carolina teachers and state employees; civilian, teaching-calendar and law-enforcement rules require distinct review.
North Carolina state employees - starting a new job
Prospective only · no prior service · civilian 12-month state employment · first membership on/after January 1, 2015
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Oregon Public Service Retirement Plan (OPSRP) Pension Program)
The OPSRP Pension Program is the defined-benefit component for eligible post-August-2003 Oregon public employees; its separate Individual Account Program is not included here.
Oregon public employees - general service
General service · new PERS members after Aug. 28, 2003
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Washington Law Enforcement Officers’ and Fire Fighters’ Retirement System (LEOFF) Plan 2)
LEOFF Plan 2 covers eligible commissioned law-enforcement officers and qualifying firefighters; statutory position definitions and exclusions control membership.
Washington police and firefighters
Police & fire · first LEOFF membership after Feb. 1, 2021
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Washington Public Employees’ Retirement System (PERS) Plan 2)
PERS Plan 2 is a lifetime pension for eligible Washington state and local public employees; plan choice and prior membership can place a worker in another plan.
Washington public employees
General employees · Plan 2 · first membership on or after May 1, 2013
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Washington Teachers’ Retirement System (TRS) Plan 2)
TRS Plan 2 is a lifetime pension for eligible Washington public-school educators; plan choice, substitute work and prior membership have separate rules.
Washington public-school teachers - starting a new Plan 2 job
Prospective only · first-ever Washington DRS membership · first eligible public-school teaching job begins September 2026 · Plan 2 selected or defaulted
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
(Employees' Retirement System of Alabama)
ERS serves state employees and state police and, through employer participation, qualified employees of counties, cities, towns and public or quasi-public organizations.
Plan identity reviewed 2026-09-03. Not a verification of every benefit rule.
Federal retirement remains educational context, not a state/local pension-job match.
System, employer, tier, class and membership date identify the right rule version.
Service, projected pay, accrual, caps and modeled reductions are calculated separately.
Every published profile keeps its source, review date, assumptions and caveats visible.
A production PPP would seed its directory from Census, then store formula versions by system + employer adoption + plan + tier + class + effective date. Source changes go through human review and official worked examples become calculation tests.
The built-in PPP reply
PPP’s answer: A pension is deferred compensation earned over years of public work. The other PPP—the Paycheck Protection Program—also used public policy to protect jobs and income. Different programs, same reminder: public investment often supports work and economic security.
